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You took out a merchant cash advance to help your business, but now – it’s strangling you. The daily payments are crippling your cash flow, and you can’t see a way out. You‘re not alone, and we can help.At Delancey Street, we specialize in MCA debt relief for New York businesses. Our elite team of attorneys has one mission: freeing you from the shackles of usurious merchant cash advance contracts. We don’t just negotiate with lenders – we take the fight to court and dismantle their cases piece by piece.

The MCA Trap: How It Starts

It seemed so simple at first, didn’t it? Your business needed capital, and a merchant cash advance dangled a lifeline. Unlike a bank loan, there were no extensive credit checks or reams of paperwork. Just a quick approval and upfront cash.But then, the debt spiral began. Huge chunks of your daily revenue started disappearing into that MCA contract‘s black hole. 30%…40%…sometimes over half your sales, gone before you could access it.And the interest? Enough to make a loan shark blush. 40% APR was just the start – we‘ve seen effective interest rates over 100% in some cases. It‘s criminal, but it’s also legal…for now.

We Know Their Playbook

These MCA companies are ruthless, and they have a whole bag of tricks to keep you locked in. Like those dreaded “Confessions of Judgment” they make you sign, waiving your right to dispute the debt in court.Or the way they sell your debt to another firm at a profit, leaving you owing money to a company you‘ve never heard of. It’s a rigged game, but we know all the angles.Our attorneys have battled virtually every major MCA lender, from Yellowstone Capital to Everest Funding. We’ve studied their contracts, their collection tactics, their entire MO. More importantly, we‘ve found their weaknesses and exploited them to win cases.

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A Multidimensional Attack

Dealing with an MCA company? We open multiple legal fronts to apply maximum pressure:

  • Usury laws: Many MCAs violate criminal usury statutes with their outrageous interest rates. We argue aggressively to void the entire agreement.
  • Licensing issues: Lenders must have proper licenses to operate. We investigate whether they followed all regulations to the letter.
  • Improper collections: Harassment, threats, misleading statements – we document every violation to build a case against them.
  • Lack of disclosure: MCA contracts often omit critical details, like the total payback amount. A fatal flaw we can use to invalidate the deal.

Our multi-pronged strategy hammers the lender from all angles. We don‘t just defend – we launch precision strikes to dismantle their case and reclaim your money.

Debt Negotiation? Sure, But We Prefer to Win

Of course, we always aim for a fair negotiated settlement if possible. Our attorneys are skilled negotiators who have reclaimed millions for clients.But let’s be real: MCA companies have zero incentive to deal in good faith. These are the same predators who trapped you with that debt in the first place.So while we negotiate hard, we prepare even harder for court. Discovery, motions, trial – we leave no stone unturned in building an airtight case. Our litigators live for the courtroom battle.And we have the weapons-grade evidence to back it up: expert witnesses, forensic accounting, you name it. When you hire Delancey Street, you engage a full-scale legal operation designed for total victory.

You Deserve a Fresh Start

Look, we get it – taking out that MCA was a desperate move to keep your business afloat. But you don’t have to go down with the ship.Whether it‘s negotiating an exit, filing strategic bankruptcy, or demolishing the lender’s case in court – we have a solution. A path to financial rebirth, where you can breathe again and focus on what really matters: your business, your passion, your life.At the end of the day, it’s about you. Your hopes, your dreams, your relentless hard work – those things have value. Value that no goddamn MCA company can ever put a number on.So if you’re drowning in merchant cash advance debt, if you feel there’s no way out – hear this: there is a way. It starts by calling the team at Delancey Street. We’ll get you out of this mess, once and for all.Because you? You’re a fighter. And we fight best for fighters.

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The Delancey Street Difference

You’ve been burned by the MCA world’s deception and greed. Why should you trust another firm, even one that claims to be on your side?Here’s the brutal truth: most debt relief companies are all bark and no bite. They’ll make big promises, then just send some harshly-worded letters and hope for the best.At Delancey Street, that‘s not how we operate. We’re a goddamn private militia of elite attorneys, forensic specialists, and financial savants. When you hire us, you don’t just get a debt negotiator – you engage an entire legal task force laser-focused on obliterating your debt once and for all.Our approach is simple: negotiate with absolute strength, or decimate the lender through litigation. No half-measures, no coddling, no excuses. Just full-spectrum legal annihilation of anyone who wrongs our clients.

A Personal Commitment

Here’s my personal promise to you: from our very first consultation, you’ll understand why Delancey Street is different. Why our win rate is off the charts. Why we‘re the most feared name in the MCA debt relief world.I’ll break down every aspect of your case in plain English. The contract traps, the lender’s vulnerabilities, the roadmap to your total financial liberation. No legalese, no runarounds – just clear, hard-hitting facts and strategy.Then, we’ll assemble a custom team to execute that plan. A dedicated squad of attorneys, litigators, financial forensics experts – whatever it takes to dismantle the debt, by negotiation or force.And I‘ll be there every step of the way. Overseeing the whole operation, removing obstacles, making the hard calls. Your fight becomes my fight, simple as that.My name is on the door for a reason. When you hire my firm, you get me – a legal counselor, a strategic partner, and a ruthless advocate for your interests. No half-measures, no excuses. I don‘t stop until you’re free of this debt prison.

Delancey Street is here for you

Our team is available always to help you. Regardless of whether you need advice, or just want to run a scenario by us. We take pride in the fact our team loves working with our clients - and truly cares about their financial and mental wellbeing.

"Super fast, and super courteous, Delancey Street is amazing"
$500,000 MCA Restructured Over 3 Years
"Thanks for helping me in literally 24 hours"
$250,000 SBA Loan Offer in Compromise
"Great choice for business owners who need a trustworthy partner"
$350,000 MCA Restructured Over 2 Years

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